1,041 ViewsLoan-to-value (LTV) is inversely proportional to your down payment. So, for a housing loan, if you make a down payment of 20% of the property value, your LTV will be 80%. But why is the loan-to-value ratio important? It is vital because, on its basis, lenders can assess your home loan eligibility and the […]

765 ViewsIf you’re thinking about refinancing your mortgage, there are a few things you need to consider first. Depending on the terms, this process can either save or cost you money in the long run. This requires careful consideration and research before you get into this. Some people want to get more savings each month. […]

892 ViewsGone are the days when you needed to wait for a number of days and in long queues for availing the loans for your personal and professional purposes. Now, with the advancement in technology, getting loans is very much easy and instant. You can either use a loan browsing app or can fix an […]

1,159 ViewsTechnology has transformed lending. A few years ago, people lined up in queues and waited patiently to apply for a loan. Today, it is almost unimaginable, with borrowers, not lenders, holding the key. Thanks to technological developments and market competitiveness, individuals can now apply for loans and receive the amount the same day. From […]

962 ViewsWe can all agree that having a large pile of cash is vital for dealing with some expenses in our lives. You can do it by placing money under a pile and wait for it to grow. On the other hand, you can take a personal loan to help you pay for home renovations, […]