680 ViewsRunning your company’s payroll may be a difficult chore in and of itself but having to stay on top of ever-changing regulations just adds to the difficulty and complexity. Entrepreneurs in small enterprises have to wear several hats in order to keep the wheels spinning. Payroll, administrative tasks, as well as keeping track of […]
Read MoreWhat is Loan to Value Ratio? What are Its Implications?
861 ViewsLoan-to-value (LTV) is inversely proportional to your down payment. So, for a housing loan, if you make a down payment of 20% of the property value, your LTV will be 80%. But why is the loan-to-value ratio important? It is vital because, on its basis, lenders can assess your home loan eligibility and the […]
Read MoreWhat Is Leadership Development? How Is It Important?
1,169 ViewsThe process of improving a person’s capacity to function in a leadership capacity within an organization is known as leadership development. Programs differ greatly in terms of complexity, price, and teaching methodology. Two types of development that are frequently utilized to train and develop leaders are coaching and mentoring. By promoting consensus, obtaining support, […]
Read MoreWhen is Refinansiering a Mortgage an Excellent Idea?
609 ViewsIf you’re thinking about refinancing your mortgage, there are a few things you need to consider first. Depending on the terms, this process can either save or cost you money in the long run. This requires careful consideration and research before you get into this. Some people want to get more savings each month. […]
Read MoreFor Short-Term Goals, Are Mutual Funds A Good Option?
631 ViewsMutual investments are known for their benefits over a longer period. Many factors contribute to this, especially compounding. In investments, compounding is the idea that the profit you generate is invested back into the corpus and the compounded corpus starts to earn returns. Long-term investments sometimes also benefit from tax rebates. But does that […]
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