948 ViewsLife is long, and so is the list of aspirations. However, you require enough capital to meet your expenses, including necessities and luxuries. As time goes by, they become costlier and cross your budget. In such cases, you can always turn to banks for financial help, especially with most of them going digital. A […]

795 ViewsIf you are thinking about availing a loan through a loan app, then you must know that your credit score can play a very important role in determining your eligibility for the loan. A credit score is your creditworthiness which is determined by an established credit bureau depending on your past credit behavior of […]

1,016 ViewsWhen it comes to business loans, there are a lot of options out there. But what is payroll funding and payroll financing? In short, payroll financing is a type of loan that allows businesses to borrow against their future income. This can be a great option for businesses who need cash flow assistance or […]

698 ViewsA personal loan is one of the most popular types of loans. The reason behind it is the simple eligibility criteria and easy loan application process. Earlier availing a personal loan was a tedious process that needed a number of branch visits and innumerable documents. It used to take a really long time because […]

978 ViewsLoan-to-value (LTV) is inversely proportional to your down payment. So, for a housing loan, if you make a down payment of 20% of the property value, your LTV will be 80%. But why is the loan-to-value ratio important? It is vital because, on its basis, lenders can assess your home loan eligibility and the […]